3. Mutarabah deposit account
Mutarabah deposits
for safe savings without service charge And can use the service of money transfer, deposit-withdrawal from different branches of the cooperative, every business day.
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- Type of co-investment with the cooperative, which must specify the amount of money invested and the investment period.
- Depositors and cooperatives Participate in the investment business whether gaining or losing
- You can deposit from 10,000 baht or more and you can deposit more when you want.
- Aqad or uttered the words of the deposit of Mudarabah between the depositor and the cooperative.
- Depositors can withdraw when the deposit period is due.
- Depositors can withdraw before the due date, mutatis mutandis. The cooperative will bring the balance that meets the conditions to calculate profits.
account opening
- A member of the Islamic Cooperative Ibn Affan Ltd.
- Open an account with a minimum of 100 baht
Dividend Rate Mudarabah
- Deposit for 3 months, profit sharing rate 30: 70 (depositor: cooperative)
- Deposit for 6 months, profit sharing ratio 45: 55 (depositor: cooperative)
- Deposit for 9 months, profit sharing ratio 55: 45 (depositor: cooperative)
- Deposit for 12 months, profit sharing ratio 60: 40 (depositor: cooperative)
Required documents for opening an account
* In the case of individuals
- ID card copy
- Copy of house registration
* In the case of an organization / company
Determine the period of dividend payment.
- 1st installment dividend on 15 April
- 2nd dividend payment on 15 July
- 3rd dividend payment on 15 October
- 4th dividend payment on 15 January